Life-event cascade

Maria loses her job

One event triggers a safety net across 6 programs

economic-welfare benefits healthcare education tax child-welfare

AI agent narrative

I've completed the initial eligibility scan for Maria's household. Based on her employment history, household size (3), and income drop, she qualifies for 6 programs across 4 agencies. I've auto-enrolled her in Unemployment and SNAP — no action needed from Maria. Healthcare requires a plan selection, which I'll guide her through.

Cascade steps

Event detected

economic-welfareComplete

Employment termination filed

Eligibility scan complete

benefitsComplete

6 programs identified across 4 agencies

Agent: Cross-referenced household data against federal and state program requirements. Identified 6 programs with high confidence eligibility.

Unemployment approved

economic-welfareComplete

$2,100/month — auto-enrolled

Unemployment Insurance$2,100/mo

Rules fired

Income threshold met
Employment history verified
Waiting period waived

SNAP approved

benefitsComplete

$680/month for household of 3

SNAP Benefits$680/mo

Rules fired

Household income below 130% FPL
Household size: 3

Healthcare enrollment

healthcareIn progress

ACA marketplace — selecting plan...

ACA Healthcare

3 plans match — needs Maria's input

Workforce retraining

educationPending

Matching programs to skills profile

Workforce Retraining

12 programs found in her area

Tax adjustment

taxPending

Withholding recalculated for new income

Child care assistance

child-welfarePending

Subsidy eligibility check

Live engine result

Generated by the real household model, life-event coordinator, and domain rules.

Life event result

job loss

Coordinated across 30 domains · 29 cascade wave(s).

Monthly income change

+$0

Monthly benefits change

+$6,134

Net monthly change

+$6,134

Recommended next steps

These programs look open — start an application to lock in benefits.

Weatherization Assistance Program
energy · ~$304/mo estimated
Start application
SBA 7(a) Loan Guaranty
small-business · ~$1,900/mo estimated
Start application
OAA Title III Nutrition
aging-services · ~$285/mo estimated
Start application
Section 502 Single Family Housing Direct
rural-development · ~$855/mo estimated
Start application
Medicaid
Healthcare · ~$0/mo estimated
Start application
Weatherization Assistance Program
energy · ~$304/mo estimated
Start application
SBA 7(a) Loan Guaranty
small-business · ~$1,900/mo estimated
Start application
OAA Title III Nutrition
aging-services · ~$285/mo estimated
Start application
Section 502 Single Family Housing Direct
rural-development · ~$855/mo estimated
Start application
Medicaid
Healthcare · ~$0/mo estimated
Start application
Federal Pretrial Release & Sentencing
justice-courts · ~$0/mo estimated
Start application
Federal Crop Insurance
agriculture · ~$0/mo estimated
Start application

Programs checked

30 domains

Economic WelfareEligible
View service →
Unemployment Insurance
Meets all 3 UI eligibility rules
$1,949/mo($11,700/yr)
Status: automatic — Enrolled in Unemployment Insurance — benefits will begin after any applicable waiting week
energyEligible
View service →
Weatherization Assistance Program
Eligible for Weatherization Assistance Program, LIHEAP Energy Assistance (coordinated) (primary: Weatherization Assistance Program)
$304/mo($3,648/yr)
Status: pending review — Application submitted for Weatherization Assistance Program ($304/mo) — human review required
small-businessEligible
View service →
SBA 7(a) Loan Guaranty
Eligible for SBA 7(a) Loan Guaranty, SBA Disaster Loans (primary: SBA 7(a) Loan Guaranty)
$1,900/mo($22,800/yr)
Status: pending review — Application submitted for SBA 7(a) Loan Guaranty ($1900/mo) — human review required
aging-servicesEligible
View service →
OAA Title III Nutrition
Eligible for OAA Title III Nutrition, National Family Caregiver Support (primary: OAA Title III Nutrition)
$285/mo($3,420/yr)
Status: pending review — Application submitted for OAA Title III Nutrition ($285/mo) — human review required
rural-developmentEligible
View service →
Section 502 Single Family Housing Direct
Eligible for Section 502 Single Family Housing Direct, Community Facilities Loans & Grants (primary: Section 502 Single Family Housing Direct)
$855/mo($10,260/yr)
Status: pending review — Application submitted for Section 502 Single Family Housing Direct ($855/mo) — human review required
Benefits (SNAP)Eligible
View service →
SNAP
Meets all 4 SNAP eligibility rules (asset test provisional)
$785/mo($9,420/yr)
Status: automatic — Enrolled in SNAP at $785/mo
HealthcareEligible
View service →
Medicaid
Medicaid eligible: Maria Santos (parent_non_expansion), Sofia Santos (teen_6_18), Diego Santos (child_1_5)
$0/mo($0/yr)
Status: pending review — Medicaid application accepted pending citizenship/identity verification (SAVE/hub). Not final enrollment until verified.
HousingNot eligible
Housing Choice Voucher
Failed 1 of 3 rules: hcv-no-duplicate
TaxEligible
View service →
Federal & State Income Tax
All individuals with income are subject to tax calculation
$333/mo($4,000/yr)
Status: automatic — Tax profile updated with calculated federal and state tax liability
Child WelfareNot eligible
CPS Investigation
No maltreatment report/allegation facts — CPS path closed (not a TANF eligibility screen)
LaborNot eligible
Texas Labor Code (uses federal floor)
Detected 2 potential violation(s): labor-fw-minimum-wage, labor-fw-recordkeeping
emergency-servicesNot eligible
Texas Division of Emergency Management (TDEM)
No assistance pathway open
disability-servicesNot eligible
Vocational Rehabilitation (Title I)
VR denial: vr-disability, vr-substantial-impediment, vr-requires-services, vr-can-benefit
disaster-recoveryNot eligible
IHP Housing Assistance
IHP HA denial: stafford-act-declaration, ihp-identity-occupancy, ihp-damage-category, ihp-ha-estimate
Economic WelfareEligible
View service →
Unemployment Insurance
Meets all 3 UI eligibility rules
$1,949/mo($11,700/yr)
Status: automatic — Enrolled in Unemployment Insurance — benefits will begin after any applicable waiting week
business-commerceEligible
View service →
Business formation & SBA financing (TX)
Entity formation viable in TX; no SBA loan requested
$0/mo($0/yr)
Status: automatic — Entity registration confirmed; annual state filings scheduled.
energyEligible
View service →
Weatherization Assistance Program
Eligible for Weatherization Assistance Program, LIHEAP Energy Assistance (coordinated) (primary: Weatherization Assistance Program)
$304/mo($3,648/yr)
Status: pending review — Application submitted for Weatherization Assistance Program ($304/mo) — human review required
small-businessEligible
View service →
SBA 7(a) Loan Guaranty
Eligible for SBA 7(a) Loan Guaranty, SBA Disaster Loans (primary: SBA 7(a) Loan Guaranty)
$1,900/mo($22,800/yr)
Status: pending review — Application submitted for SBA 7(a) Loan Guaranty ($1900/mo) — human review required
aging-servicesEligible
View service →
OAA Title III Nutrition
Eligible for OAA Title III Nutrition, National Family Caregiver Support (primary: OAA Title III Nutrition)
$285/mo($3,420/yr)
Status: pending review — Application submitted for OAA Title III Nutrition ($285/mo) — human review required
rural-developmentEligible
View service →
Section 502 Single Family Housing Direct
Eligible for Section 502 Single Family Housing Direct, Community Facilities Loans & Grants (primary: Section 502 Single Family Housing Direct)
$855/mo($10,260/yr)
Status: pending review — Application submitted for Section 502 Single Family Housing Direct ($855/mo) — human review required
Benefits (SNAP)Eligible
View service →
SNAP
Meets all 4 SNAP eligibility rules (asset test provisional)
$785/mo($9,420/yr)
Status: automatic — Enrolled in SNAP at $785/mo
HealthcareEligible
View service →
Medicaid
Medicaid eligible: Maria Santos (parent_non_expansion), Sofia Santos (teen_6_18), Diego Santos (child_1_5)
$0/mo($0/yr)
Status: pending review — Medicaid application accepted pending citizenship/identity verification (SAVE/hub). Not final enrollment until verified.
justice-courtsEligible
View service →
Federal Pretrial Release & Sentencing
Case in scope — TX regime cash_default, pretrial tier recognizance, CJA-eligible
$0/mo($0/yr)
Status: pending review — Case scheduled for arraignment and counsel appointment per Fed. R. Crim. P. 5 and 18 USC § 3006A.
agricultureEligible
View service →
Federal Crop Insurance
Meets the federal eligibility requirements for Federal Crop Insurance
$0/mo($0/yr)
Status: pending acceptance — Application submitted for Federal Crop Insurance. USDA Farm Service Agency (or RMA-approved crop insurance provider) will verify producer documentation and notify the applicant.
HousingNot eligible
Housing Choice Voucher
Failed 1 of 3 rules: hcv-no-duplicate
TaxEligible
View service →
Federal & State Income Tax
All individuals with income are subject to tax calculation
$333/mo($4,000/yr)
Status: automatic — Tax profile updated with calculated federal and state tax liability
Child WelfareNot eligible
CPS Investigation
No maltreatment report/allegation facts — CPS path closed (not a TANF eligibility screen)
EducationNot eligible
Federal Pell Grant
Pell denial: Failed 2 federal core rules: edu-fa-isir-on-file, edu-fa-sap
LaborNot eligible
Texas Labor Code (uses federal floor)
Detected 2 potential violation(s): labor-fw-minimum-wage, labor-fw-recordkeeping
social-securityNot eligible
Retirement Insurance Benefits (RIB)
RIB denial: rib-pia-estimate

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